Counseling Services

 

What type of help can a homeowner expect to get from a counseling service and why is it such an important first step?

The HUD certified counselors review the home owner’s overall financial situation and then guide them to the solution that best suits their individual situation. Everything from assisting homeowners in reviewing their monthly budget to determining whether loan modification or other options are appropriate. They also assist the homeowner in submitting the required documentation to the homeowner’s lenders. They can guide them through the entire process including credit repair. It’s important to note that every individual or family’s situation is unique and it takes a trained counselor to look at the situation and discuss with the homeowner their options.

 

Is there help for homeowners who have already gone through foreclosure and need help getting back on track?

Many of the counseling agencies, as well as credit counseling agencies, can assist homeowners to get back on track with a budget and the steps to take to repair their credit. Their goal is to have these people become homeowners again in the future.

 

 

Seek Free Consultation

 

 

HUD Approved Counseling Agencies
Agency Name	Address	Phone	Website	Email
Consumer Credit Affiliates	3100 Mill Street, Ste. 111, Reno, NV 89502	775-337-6363	www.ccanevada.org	cca@ccanevada.org
Nevada Legal Services	650 Tahoe Street, Reno, NV 89509	775-284-3491	www.nlslaw.net
NID Housing Counseling Agency	1000 Bible Way, Ste. 72, Reno, NV 89501	775-322-5695	www.nidonline.org	help@teamworknevada.org
Washoe County Senior Law Project	1155 E. Ninth Street, Reno, NV 89512	775-328-2592	www.washoecounty.us/seniorsrv/legal/srhousing.htm	slawproj@washoecounty.us

 

 

Other HUD approved Credit Counselors in the State of Nevada can be found at: www.hud.gov

 

Click here to download the brochure for the next HOPE Events

 

 

Types of documents you will need to locate and bring to your appointment:

 

• Any correspondence from the mortgage company or its attorney, even if it’s unopened
• Any documentation from the courts or the sheriff regarding a foreclosure
• Most recent pay stubs for all employment
• Last two months of all bank stat ements (all pages)
• Last year’s federal income tax return
• Property tax bill
• Copy of all household bills, (ie.car payment, insurance, utility bills, credit card bills)
• Hardship Letter

 

 

 

Realtors Care Nevada - Foreclosure Counseling

 

 

Foreclosure Prevention Workbook: The Nevada Foreclosure Prevention Taskforce designed a workbook that can be used as a tool to help homeowners make informed decision when facing mortgage delinquency. Click here to download the workbook